Support Home Applying for a Loan Can I apply over the phone? Can I apply over the phone? Applications cannot be taken over the phone at this time. Please visit www.upstart.com to apply for your loan. Was this article helpful? 0 0 Related Questions: Can I apply for a second loan? You may be eligible for a second loan if you ...… When and how do I receive my loan funds? Timing of funds availability will vary based on your financial...… How does applying for a loan affect my credit? Checking your rate on Upstart will not affect your credit...…