Support Home Applying for a Loan Can I apply for a second loan? You may be eligible for a second loan if you Have made your last two consecutiv… How does applying for a loan affect my credit? Checking your rate on Upstart will not affect your credit score. If you proceed … When and how do I receive my loan funds? Timing of funds availability will vary based on your financial institution, if yo… What is the difference between Interest Rate and APR? All Upstart loans offer a fixed rate, but individual rates are determined based o… Can I change my loan application after it has been submitted? Once you have submitted your application, you will no longer have the ability to … What can I use the loan proceeds for? You can use your loan proceeds for almost anything. The following are some option… What agreements do I have to agree to in order to receive a loan? In order to check your rate on Upstart.com you must agree to the Borrower Platfo… Will my loan be publicly visible on Upstart? No, your loan will not be visible publicly on www.upstart.com. If you accept your… How do I apply for a loan? To apply for a loan, visit www.upstart.com . Our application will ask you to prov… What is the difference between a soft and hard credit inquiry? There are two kinds of inquiries (or pulls) that can occur on your credit report:… Can I negotiate the rate or my loan terms? No, you cannot negotiate the loan terms or rate. Your rate is generated by the mo… Why do you need my social security information? We are required by federal law to collect and verify your personal information, i… Can you withdraw or delete my application? If you wish to withdraw from the application process, please email us at fw.supp… What fees am I charged on a loan ? Fee Amount Frequency Description Paper Copies $10 Upon request In the event that … Are loans through Upstart fixed rate or variable rate? Upstart Relief Loans also a one-time finance charge, therefore we calculate your … What can I expect when I apply? Applying for a loan begins with submitting a rate inquiry on Upstart's website. I… How to Calculate Your Self Employed Income If you’re self-employed and you’d like to use your income from this job as the in… Can I apply over the phone? Applications cannot be taken over the phone at this time. Please visit www.upstar…