Support Home Borrower Eligibility Eligibility Requirement for an Upstart Relief Loan To qualify for a loan, all loan borrowers must: 1) have a U.S residential street … Why was I disqualified? To find out why we were unable to offer you a loan at this time, you can log into… Can Upstart make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. Since this is a relief l… What are the minimum credit requirements to receive a loan? Borrowers on Upstart must have a minimum credit score of 300 as reported by a con… What subsequent events may disqualify my loan application? Your loan application may be disqualified even after you receive an initial offer… Can my unemployment income be considered? If you would like us to consider your unemployment as an income source, please se…