Support Home Making Loan Payments How do I view my current obligations, when payment is due and other details about my loan? Your current obligations can always be viewed in the TILA Notice which can be fou… Can I split my monthly payment into two installments? Yes, you can make your monthly payment in two installments, as long as the minimu… Does Upstart charge a prepayment fee or penalty? No, there is no prepayment fee or penalty. You can make early or additional payme… What are my payment obligations? Your loan is an unsecured debt obligation that requires you to repay full princip… What happens if I am late on my payment for my loan? If we do not receive your payment by your monthly due date, we will contact you t… Can I change my monthly payment date? Yes, you can schedule two automatic recurring payments per month if you meet spec… Can I change my due date? The due date, which is stated in the dashboard and your promissory note, cannot b… Can I make additional loan payments? Yes, you can make extra manual payments to pay down your loan, or pay off your lo… If I make a one-time payment, will it replace my scheduled payment? No. Creating a one-time payment will not replace your scheduled payments. Please … When does my repayment begin? Your first payment will be about 20-40 days from your loan origination date. Your… Do you report late borrowers' accounts to credit bureaus? Upstart has an obligation to report the true and accurate status of your account … What should I do if I’m having financial difficulties, and I can’t make my loan payment? Upstart does provide financial assistance for times of difficulty and we hope to … Can I schedule two automatic payments per month? Yes, you can schedule two automatic recurring payments per month if you meet spec… How do I add a new bank account? To add a bank account after you have received your loan, visit your dashboard and… Turn on/Turn off recurring payments Recurring payments via ACH is a popular payment method as it allows you to set it… Can I pay off my loan early? Yes. You may prepay your loan in whole, or partially prepay your loan, at any tim… Do I qualify for SCRA Benefits? The Servicemembers Civil Relief Act (SCRA) is a law created to provide extra prot… Options for Making Payments You can make payments via one time ACH, recurring ACH, or check. Check instructio… How do I pay off my loan? You can prepay your loan in whole or in part at any time with no prepayment penal… How much in total will I pay on my loan? The Truth in Lending Act (TILA) requires lenders to provide borrowers with writte…